XRP Price: Whales Are Buying While Price Sits 60% Below Its All-Time High

TLDR

• XRP is trading between $1.30–$1.33, down over 60% from its July 2025 peak of $3.65
• The XRP Ledger has reached 8.1 million addresses, a record high
• Millionaire wallets (holding 1M+ XRP) are rising for the first time since September 2025
• Key resistance sits at $1.35; a break above could push price toward $1.40
• The CLARITY Act, due in the U.S. Senate in April 2026, is seen as a key catalyst

XRP is trading near $1.30–$1.33 as of early April 2026, continuing a prolonged decline from its July 2025 high of $3.65. That represents a drop of more than 60% over roughly nine months.

XRP Price

Despite the price correction, on-chain data from CryptoQuant shows the XRP Ledger (XRPL) has grown to 8,189,798 total addresses. That marks a 3.39% increase in addresses in Q1 2026 alone.

The number of “millionaire wallets” — addresses holding over 1 million XRP — has begun rising for the first time since September 2025. Analysts see this as a sign that large holders are in an accumulation phase.

Despite a softening of the $XRP price that began in July 2025 (shown in black), wallets continue to climb (shown in blue).
👉8.1M #XRP Ledger wallets as of April 4, 2026
Source: CryptoQuant pic.twitter.com/vSpOd94jg7

— 🌸Eri ~ Carpe Diem (@sentosumosaba) April 5, 2026

AMM (automated market maker) pools on the XRPL have also grown to nearly 28,000. The network has expanded its partnerships, including an integration with Mastercard’s payment network.

Analyst ChartNerd (@ChartNerdTA) shared a price analysis on X this week, stating that XRP is moving within a descending channel, forming lower highs and lower lows. He noted that RSI is below neutral and volume shows no meaningful expansion, calling it “a weak continuation” rather than consolidation.

$XRP: Compression Leads to Expansion. pic.twitter.com/ItYrL71FxT

— 🇬🇧 ChartNerd 📊 (@ChartNerdTA) April 5, 2026

Price Structure and Key Levels

XRP broke above a bearish trend line at $1.3085 on the hourly chart and climbed past the 50% Fibonacci retracement of its recent swing from $1.3678 down to $1.2801.

Believe in something $XRP pic.twitter.com/HuJx6NBHXl

— Amonyx (@amonyx) April 5, 2026

The price is currently holding above $1.33 and the 100-hour Simple Moving Average. Bulls pushed toward $1.3480 but faced resistance there.

The first key resistance level is $1.35. A close above that could open the door to $1.40, then $1.4120 and $1.4250. On the downside, support sits at $1.3240, then $1.32, and $1.28 below that.

CLARITY Act Could Be a Catalyst

The main event on the horizon for April 2026 is the U.S. Senate’s consideration of the CLARITY Act. If passed, the bill could formally classify XRP as a digital commodity.

Analysts suggest this could act as a catalyst for a price recovery into the $1.65–$1.80 range.

As of April 6, 2026, XRP is trading above $1.33, with bulls struggling to clear the $1.35 resistance level that could determine the next directional move.