Interest in x402 is driven by the trend toward so-called agent economy. This system involves all actions, including payments, being conducted by AI.



According to various experts, the traditional banking system is not suitable for these purposes. Several companies and teams are working on creating "rails" for AI payments.

For example, in February 2026, the MoonPay platform introduced its solution — MoonPay Agents. This infrastructure grants AI agents access to wallets and transactions.
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