1. Major Regulatory Breakthrough for Coinbase (Big News Today)



• OCC Approves a Trust Bank License: Coinbase has been conditionally approved by the U.S. Office of the Comptroller of the Currency (OCC) to operate as a trust bank, directly regulated by the federal government and compliant across states.

• Meaning: It can provide banking-level custody, clearing, and payments, and is no longer subject to restrictions from state oversight; no deposit-taking, no partial reserves.

• Statement: The CEO says it aligns with Trump's “American crypto capital” goal.

2. Regulatory Finalization Sets the Tone (Takes effect in March; still simmering today)

• Joint classification by the SEC + CFTC:

◦ 18 major cryptocurrencies such as BTC and ETH = digital commodities (not securities) → under CFTC regulation

◦ Stablecoins (compliant) = payment instruments (not securities)

◦ NFTs, MEME = digital collectibles (not securities)

◦ Only tokenized stocks/bonds = digital securities (SEC regulation)

• Institutional easing: BTC/ETH can be used as derivatives margin, and stablecoin capital requirements are reduced to 2%.#Gate广场四月发帖挑战 $BTC
BTC0.32%
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • Comment
  • 1
  • Share
Comment
Add a comment
Add a comment
No comments
  • Pin