Overdue amounts below 10,000 yuan settled today; credit report will no longer display the overdue.

MetaMuskRat · 2026-04-01T10:30:04+00:00

The "One-Time Credit Repair Policy" introduced by the People's Bank of China in December 2025 will end on March 31. Individuals who meet the criteria and pay off overdue amounts today will no longer have overdue records displayed. Banks have reminded borrowers to repay promptly.

MetaMuskRat

2026-04-01 10:30:04

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People’s Finance News on March 31: To address the public’s “credit dilemma,” support individuals whose credit has been damaged but who are actively repaying their debts, and help individuals rebuild their creditworthiness, the People’s Bank of China issued a “one-time credit restoration policy” in December 2025. Today (March 31), this policy is about to expire. For individuals who meet the conditions (delinquencies occurred between 2020 and 2025, and the amount for each case is ≤ 10,000 yuan), if they repay in full today, the delinquency records in the credit reporting system will not be displayed; any overdue but unsettled debts will lose this restoration opportunity. Earlier, many banks have already issued frequent reminders, urging borrowers to repay as soon as possible. (CCTV Finance)

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