Weihai Bank delivers a high-quality answer to the "Five Major Financial Articles" for 2025

Recently, Weihai Bank (09677.HK) released its 2025 performance announcement. In the face of complex macroeconomic and financial conditions, Weihai Bank has always adhered to “seeking progress while ensuring stability, and using progress to promote stability,” and all lines of business have achieved steady and healthy growth. Data show that in 2025, Weihai Bank realized operating revenue of 9.918 billion yuan, an increase of 602 million yuan year over year, up 6.46%; for the full year, it achieved net profit of 2.504 billion yuan, an increase of 306 million yuan year over year, up 13.90%.

Strong development performance is inseparable from policy guidance and strategic resolve. This year, Weihai Bank focused on its core responsibilities, actively worked to deliver on the “five major articles” of financial services, and helped drive high-quality social and economic development in the region.

In the area of green finance, Weihai Bank established a Green Finance Department as a first-level unit at the head office, focusing on in-depth research into industries and sectors. It innovated a “green+” financial services model and rolled out featured products such as “Green Farmer Loan,” “Green Factory Loan,” “Low-Carbon Industrial Park Loan,” and “Carbon Footprint Certification Loan.” By the end of 2025, the balance of the bank’s green loans reached 56.210 billion yuan, an increase of 18.933 billion yuan from the beginning of the year, up 50.79%, continuously burnishing the brand of “turning green into value.”

In the area of inclusive finance, Weihai Bank adopted a “scenario-based, online, and platform-based” approach. Among them, in supporting rural revitalization, it launched tailored financial products. It provided nearly 4 billion yuan in “garlic loans” for garlic producers in Jinxiang County, offered 326 million yuan in various types of funding support for Wenshang County, and extended loans of over 20 million yuan to stone-material enterprises in Baishi Town. These inclusive-agriculture products have repeatedly won provincial-level excellent case awards for financial support of rural revitalization.

Weihai Bank also shines in technology finance, digital finance, and pension finance. In particular, in technology finance, it built a product system covering the entire business growth lifecycle and implemented Weike’s “Hitching Loan,” “Leading Loan,” and “Voyaging Loan” series of products, thereby creating a technology-finance product system covering the entire business growth lifecycle, with technology loans increasing by 70% from the beginning of the year. In digital finance, it launched a second phase of digital transformation projects to enhance digital marketing capabilities and smart risk-control levels. In pension finance, it focused on improving service experience, and 10 branch outlets were recognized as “Exemplary Senior-Friendly Service Branches.”

(Review: Ou Yunhai)

(Editor: Dong Pingping)

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