Zhongyuan Bank: Achieve a net profit attributable to shareholders of the bank of 3.589 billion yuan by 2025, a year-on-year increase of 4.1%

On March 30, Central Plains Bank released its 2025 annual performance announcement. In 2025, the bank recorded operating revenue of 26.507 billion yuan, up 2.1%; net profit of 3.576 billion yuan, up 3.1%; and net profit attributable to shareholders of the bank of 3.589 billion yuan, increasing 4.1% year over year.

As of the end of 2025, Central Plains Bank’s total assets were 1,414.293 billion yuan, up 49.096 billion yuan from the end of the previous year, an increase of 3.6%. Total loans outstanding (excluding accrued interest) were 733.905 billion yuan, up 19.450 billion yuan from the end of the previous year, an increase of 2.7%; deposit balances (excluding accrued interest) were 959.127 billion yuan, up 69.693 billion yuan from the end of the previous year, an increase of 7.8%.

As of the end of 2025, Central Plains Bank’s non-performing loan ratio was 1.96%, down 0.06 percentage points from the end of the previous year; the provision coverage ratio was 165.75%, up 10.72 percentage points from the end of the previous year; and the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and capital adequacy ratio were 8.89%, 11.38%, and 13.52%, respectively, up 0.43, 0.45, and 0.50 percentage points from the end of the previous year, with capital strength continuing to improve.

(Central Plains Bank)

(Editor: Qian Xiaorui)

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