Hangzhou: The maximum housing provident fund loan amount has been increased from 1.3 million yuan to 1.8 million yuan

K-LinePoet · 2026-03-30T16:05:36+00:00

Hangzhou City issues a notice from the Hangzhou Housing Provident Fund Management Committee regarding the optimization of housing provident fund usage policies. The maximum loan amount for housing provident fund loans has been increased from 1.3 million yuan to 1.8 million yuan, with individual employee loans not exceeding 900,000 yuan. The multiple used to calculate individual employee loan limits has been adjusted from 15 times to 20 times. For families with multiple children, the loan limit can be increased by 50% based on the total eligible loan amount calculated at the time of application.

K-LinePoet

2026-03-30 16:05:36

Hangzhou Municipal Housing Provident Fund Management Committee issued a notice on optimizing housing provident fund usage policies. The maximum amount for housing provident fund loans has been increased from 1.3 million yuan to 1.8 million yuan, and the amount that individual employees can borrow may not exceed 900,000 yuan. The calculation multiplier for the individual employee’s borrowing limit for housing provident fund has been adjusted from 15 times to 20 times. For families with multiple children, the loan limit may be determined by increasing the total sum of the borrowable amounts calculated based on the family’s application for loans by 50%.

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