Bank of China: Achieve net profit attributable to parent of 243.021 billion yuan by 2025, a year-on-year increase of 2.18%

LightningPacketLoss · 2026-03-30T13:13:15+00:00

Bank of China releases 2025 annual report, with operating revenue of 658.31 billion yuan and net profit of 257.93 billion yuan, both year-on-year growth. Total assets reach 38.36 trillion yuan, with total liabilities of 35.15 trillion yuan. Loans and bond investments both hit new highs. Non-performing loan ratio drops to 1.23%. The board proposes a cash dividend of 2.263 yuan per 10 shares.

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2026-03-30 13:13:15

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On March 30, China Banking Corp. released its 2025 annual report. In 2025, the Group recorded operating revenue of RMB 6,583.10 billion, up by RMB 282.20 billion year over year, a growth of 4.48%; net profit was RMB 2,579.36 billion, up by RMB 52.17 billion year over year, a growth of 2.06%; and net profit attributable to owners of the parent company was RMB 2,430.21 billion, up by RMB 51.80 billion year over year, a growth of 2.18%. The average return on total assets (ROA) was 0.70%, and the return on equity (ROE) was 8.94%. The board of directors proposed to distribute a cash dividend for the 2025 final period of RMB 1.169 per 10 shares, together with the interim cash dividends already distributed; thus, the total cash dividend for 2025 for the whole year will be RMB 2.263 per 10 shares, with a payout ratio of 30%.

By the end of 2025, the Group’s total assets were RMB 38.36 trillion, an increase of RMB 3.3 trillion from the end of the previous year, a growth of 9.40%; and the Group’s total liabilities were RMB 35.15 trillion, an increase of RMB 3.04 trillion from the end of the previous year, a growth of 9.47%. Loans and advances and bond investments each exceeded RMB 23.45 trillion and RMB 9.25 trillion, respectively, while deposits grew 8.18% year over year. The non-performing loan ratio was 1.23%, down by 0.02 percentage points from the end of the previous year. The coverage ratio for provisions for non-performing loans was 200.37%, down by 0.23 percentage points from the end of the previous year.

(China Banking Corp.)

(Editor: Qian Xiaorui)

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