Industrial and Commercial Bank of China: Achieve a net profit attributable to the parent of 368.562 billion yuan by 2025, a year-on-year increase of 0.7%

LightningPacketLoss · 2026-03-29T14:36:26+00:00

Industrial and Commercial Bank of China’s 2025 annual performance announcement shows a net profit of 368.562 billion yuan, a year-on-year increase of 0.7%; total assets of 53.48 trillion yuan, up 9.5%. Net interest income slightly decreased, non-interest income increased; non-performing loans amounted to 399.013 billion yuan, with a slight decline in loan loss reserve coverage ratio.

LightningPacketLoss

2026-03-29 14:36:26

Abstract generation in progress

On March 27, Industrial and Commercial Bank of China released its performance announcement for the year 2025. In 2025, the bank achieved a net profit attributable to shareholders of the parent company of 368.562 billion yuan, an increase of 0.7% year-on-year, with a net profit of 370.766 billion yuan, an increase of 3.82 billion yuan compared to the previous year, growing by 1.0%. The average return on total assets was 0.72%, and the weighted average return on equity was 9.45%. Operating income was 801.395 billion yuan, growing by 1.9%. Among this, net interest income was 635.126 billion yuan, a decrease of 0.4%; non-interest income was 166.269 billion yuan, growing by 11.8%. Operating expenses were 246.874 billion yuan, growing by 1.9%, with a cost-to-income ratio of 29.48%. Asset impairment losses were accrued at 134.860 billion yuan, growing by 6.5%. Income tax expense was 53.669 billion yuan, a decrease of 2.2%.

By the end of 2025, Industrial and Commercial Bank of China had total assets of 53.48 trillion yuan, an increase of 4.66 trillion yuan compared to the end of the previous year, growing by 9.5%. Among this, the total amount of customer loans and advances was 30.51 trillion yuan, an increase of 2.13 trillion yuan, growing by 7.5%; investments were 16.91 trillion yuan, an increase of 2.75 trillion yuan, growing by 19.5%. Total liabilities were 49.21 trillion yuan, an increase of 4.37 trillion yuan compared to the end of the previous year, growing by 9.7%. Customer deposits were 37.31 trillion yuan, an increase of 2.47 trillion yuan, growing by 7.1%.

In terms of asset quality, by the end of 2025, Industrial and Commercial Bank of China had non-performing loans of 399.013 billion yuan, an increase of 19.555 billion yuan, with a non-performing loan ratio of 1.31%, a decrease of 0.03 percentage points. The provision coverage ratio was 213.60%, a decrease of 1.31 percentage points compared to the end of the previous year; the loan provision ratio was 2.79%, a decrease of 0.08 percentage points.

(Industrial and Commercial Bank of China)

(Editor: Qian Xiaorui)

Keywords:

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.