Performance | Jinshang Bank's profit decreased by 5.1% last year

SighingCashier · 2026-03-29T11:15:56+00:00

Jinshang Bank's annual profit as of the end of December last year was 1.665 billion yuan, a year-on-year decrease of 5.12%. Operating income was 5.445 billion yuan, with net interest income declining by 7.7%. The non-performing loan ratio reached 1.95%, an increase of 0.18 percentage points, while the capital adequacy ratio has slightly increased.

SighingCashier

2026-03-29 11:15:56

Abstract generation in progress

Jinshang Bank (02558) announced that for the year ended as of the end of last December, its net profit was 1.665 billion yuan (RMB; the same applies below), down 5.12% year-on-year. Earnings per share were 0.29 yuan, and the final dividend was 0.05 yuan.

During the period, operating income was 5.445 billion yuan, down 6% year-on-year. Of this, net interest income was 3.866 billion yuan, down 7.7%; net fee and commission income was 620 million yuan, down 1.1%.

As of the end of last year, the non-performing loan ratio was 1.95%, up 0.18 percentage points from the end of 2024; the core tier 1 capital adequacy ratio was 10.46%, up 0.28 percentage points; the tier 1 capital adequacy ratio was 11.24%, up 0.27 percentage points; and the capital adequacy ratio was 13.96%, up 1.12 percentage points.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.