Born after 2000, making a will? Watch "First Steps in the Workplace: Finance Season" to get your head straight.

Is it necessary for post-00s to make a will? Why is 30 the stage of life with the most risks? Which professions will AI replace in the future? In the program “Entering the Workplace: Financial Season,” which premiered on March 24, these topics related to family responsibilities, asset distribution, and career choices were explored in depth from a financial perspective.

This season features an upgraded guest lineup, including Wen Tao, Gao Qingchen, Li Jinye, Liu Zhang, Meng Yutong, Qi Sijun, and Tang Jiuzhou, who join as risk control agents. They will collaborate with a team of financial experts, employing professional financial tools and detailed logical analysis to uncover and organize clients’ life risk points, discussing realistic and reliable risk reduction solutions. The program aims to educate the public about the basic knowledge of finance and insurance, as well as the necessity of preemptive risk management by examining the risks faced by workers of different ages and industries.

With six seasons spanning five industries, the “Entering the Workplace” series reflects the warmth of industry portraits in the fierce competition of the workplace, from individuals to groups. This season, “Entering the Workplace” ventures into the new field of finance. Producer Zhao Wenhai believes it is necessary to help young people, as the main force of market consumption, develop an early awareness of risk, stating, “In today’s society, information is very diverse, and choices are abundant. How can we provide a safety net when faced with financial knowledge daily, yet the knowledge is not sufficient? That is what we hope to achieve with our program.”

In the first episode, the risk control agent team composed of Wen Tao, Gao Qingchen, Liu Zhang, Meng Yutong, and Qi Sijun received requests for assistance from friends and relatives such as Zhang Quanling, Bo Yuan, and He Yuncheng, to identify and organize their life risks and develop risk management plans. Wen Tao, unable to perform high-load work due to ankylosing spondylitis, expressed that he tries to focus more on improving his quality of life; Meng Yutong was informed by a friend about her “romance brain,” worrying that she might suffer in marriage, leading experts to propose the necessity of a prenuptial property notarization; Gao Qingchen, working alone in a foreign country while bearing the responsibility of supporting her mother, gladly accepted the suggestion to establish a will. During interactions with clients who have different life experiences, the risk control agents felt they gained a lot, with Gao Qingchen exclaiming, “This program is so useful,” noting that it was his first time realizing the importance of making a will, which he found surprising and reasonable. The program’s guests, starting from their actual situations, outlined universal risk response measures and sounded the alarm for the public—establishing good risk control capabilities begins with a clear judgment of one’s life rhythm and risk preferences, culminating in habitual contingency planning. For instance, an unsigned employment contract, an outdated beneficiary information form, or a health insurance card without medical insurance configuration all require individuals to plan cash flow during stable income periods, lock in protection costs while health is still good, and question clause details where understanding is unclear. Additionally, the program uses an entertaining approach to educate the audience on financial concepts like the impossible triangle and the latte factor through specific financial case studies to build foundational knowledge of the finance industry.

The production team also prepared a long letter for each guest, with one for “five-season veteran” Qi Sijun stating, “With your sincere observations and gentle empathy, you have accompanied countless newcomers through their confusion,” and one for returning Meng Yutong: “In the first season, you stepped into the workplace with youthful courage, and now you have grown into a capable professional woman.” These records spanning years contain the marks of growth shared by the guests and the program, reflecting the show’s commitment to passion. As producer Zhao Wenhai stated, “We hope to convey an understanding of each industry and the sentiments within it.” From observing the context of Chinese manufacturing in the first season’s manufacturing industry, to opening the “black box” of death education in the second and third seasons with forensic daily life, to understanding SOP systems through pilot training methods, and exploring traditional wellness from the perspective of traditional Chinese medicine, the program aims to fill the knowledge gap in finance that many people have, enabling more individuals to have the ability to provide a safety net for themselves.

Through detailed insights into social emotions, the guests in “Entering the Workplace: Financial Season” will immerse themselves in the financial field, with the help of financial experts, to deconstruct risks related to retirement, wealth management, marriage, and living alone over the course of a season, while also attempting to lead the audience in reflection and awaken risk prevention awareness.

Reporter: Ren Xiaofei Editor: Xu Min Proofreader: Tang Qi

【Source: New Yellow River】