Yunnan Rural Commercial Bank's revenue and net profit will both increase in 2025. The 57-year-old President Sui Jun is an economics PhD and took a 23% salary cut.

Rui Finance On March 25, Chongqing Rural Commercial Bank Co., Ltd. (hereinafter referred to as “Yunong Commercial Bank”) released its 2025 annual report, achieving growth in both revenue and net profit.

In 2025, Yunong Commercial Bank achieved operating income of 28.648 billion yuan, a year-on-year increase of 1.37%; the net profit attributable to shareholders of the bank was 12.128 billion yuan, a year-on-year increase of 5.35%.

By the end of 2025, Yunong Commercial Bank’s total assets reached 1,665.7 billion yuan, with a deposit balance of 1,028.7 billion yuan and a loan balance of 797.3 billion yuan, with growth rates of 9.95%, 9.21%, and 11.62%, respectively.

During the period, Yunong Commercial Bank’s non-performing loan ratio was 1.08%, a decrease of 0.10 percentage points compared to the end of the previous year. The provision coverage ratio was 367.26%, and the capital adequacy ratio was 14.46%, both of which are at a good level within the industry.

Rui Finance learned that the chairman of Yunong Commercial Bank is Liu Xiaojun, who was elected chairman last April and approved to take office this January; the president is Sui Jun, who is 57 years old.

Liu Xiaojun, 49 years old, is an economist and obtained a master’s degree in economics from Fudan University in 2002. He has served as the Party Secretary of Yunong Commercial Bank since March 2025, and as the Chairman and Executive Director since January 2026.

Liu Xiaojun previously served as the Party Secretary and Chairman of Chongqing Development Investment Co., Ltd., a non-executive director of China Hongqiao Group Limited (a company listed on the Hong Kong Stock Exchange, stock code: 01378), and held various positions including Business Director, Deputy General Manager, Deputy General Manager of the Trust Business Division 8 (in charge), and Deputy General Manager of the Trust Business Division 2 at CITIC Trust Co., Ltd.

Sui Jun, 57 years old, is a senior economist and obtained a doctorate in economics from Southwestern University of Finance and Economics in 2020. He has served as the Deputy Party Secretary and President of Yunong Commercial Bank since March 2023, and as an Executive Director since July 2023.

Sui Jun previously served as a member of the Party Committee and Deputy President of Chongqing Bank Co., Ltd., Secretary and Chairman of the Party Committee of Chongqing Automotive Finance Co., Ltd., a member of the Party Committee and Deputy President of Yunong Commercial Bank, Executive Director, Secretary of the Board, General Manager of the Business Department, Party Secretary and President of Jiangjin Branch, Secretary of the Party Committee and Chairman of the Jiangjin Rural Credit Cooperative, and General Manager of the Business Department of China Construction Bank Nanchong Branch.

In 2025, Sui Jun’s salary was 608,400 yuan, a year-on-year decrease of 23.4%.

Related company: Yunong Commercial Bank sh601077