China Merchants Bank: Net profit attributable to shareholders of the bank in 2025 is 150.181 billion yuan, a year-on-year increase of 1.21%.

On March 27, China Merchants Bank released its 2025 annual report. In 2025, the group achieved operating revenue of 337.532 billion yuan, a year-on-year increase of 0.01%. Among this, net interest income was 215.593 billion yuan, a year-on-year increase of 2.04%, and non-interest net income was 121.939 billion yuan, a year-on-year decrease of 3.38%; the net profit attributable to shareholders of the bank was 150.181 billion yuan, a year-on-year increase of 1.21%; the average return on total assets (ROAA) attributable to shareholders of the bank and the average return on equity (ROAE) attributable to ordinary shareholders of the bank were 1.19% and 13.44%, respectively, a year-on-year decrease of 0.09 and 1.05 percentage points.

As of the end of 2025, the group’s total assets amounted to 13.07 trillion yuan, an increase of 7.56% compared to the end of the previous year; the total amount of loans and advances was 7.26 trillion yuan, an increase of 5.37% compared to the end of the previous year; the total liabilities were 11.79 trillion yuan, an increase of 7.98% compared to the end of the previous year; the total customer deposits were 9.84 trillion yuan, an increase of 8.13% compared to the end of the previous year.

In terms of asset quality, as of the end of 2025, the group’s non-performing loan balance was 68.206 billion yuan, an increase of 2.596 billion yuan compared to the end of the previous year; the non-performing loan ratio was 0.94%, a decrease of 0.01 percentage points compared to the end of the previous year; the provision coverage ratio was 391.79%, a decrease of 20.19 percentage points compared to the end of the previous year; the loan provision ratio was 3.68%, a decrease of 0.24 percentage points compared to the end of the previous year.

(China Merchants Bank)

(Editor: Qian Xiaorui)

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