RuiFeng Bank: Net profit attributable to shareholders of the listed company is 1.966 billion yuan in 2025, a year-on-year increase of 2.3%

On March 26, Ruifeng Bank released its 2025 annual report. In 2025, the group achieved operating revenue of 4.408 billion yuan, a 0.53% increase from the previous year; net profit attributable to shareholders of the listed company was 1.966 billion yuan, a 2.30% increase. Net interest margin stabilized after bottoming out. In 2025, the group’s net interest margin was 1.50%, unchanged from the previous year; the deposit interest payout rate was 1.83%, down 37 basis points from the previous year.

As of the end of 2025, the group’s total assets reached 241.495 billion yuan, an increase of 20.992 billion yuan or 9.52% from the beginning of the year; total deposits were 178.099 billion yuan, up 15.408 billion yuan or 9.47%; total loans were 141.206 billion yuan, an increase of 10.246 billion yuan or 7.82%.

Regarding asset quality, at the end of 2025, the group’s non-performing loan ratio was 0.99%, up 0.02 percentage points from the beginning of the year; the loan loss reserve coverage ratio was 326.51%, up 5.64 percentage points; the loan-to-deposit ratio was 3.23%, up 0.13 percentage points, indicating a continued strengthening of risk resistance.

(Ruifeng Bank)

(Edited by: Qian Xiaorui)

Keywords: