Two Joint-Stock Banks Lead the Charge in Annual Reports, Net Interest Margin Stabilization Trend Basically Established

Question about AI · What market signals have been released by the annual reports of two joint-stock banks?

【Two joint-stock banks lead the way in their annual reports, signaling a stabilization in net interest margins】Financial Associated Press, March 24 — The 2025 annual report season for A-share listed banks has begun, with Ping An Bank and CITIC Bank, two joint-stock banks, leading the way and presenting their respective results. Financial reports show that these two banks’ performances have both highlights and pressures: the highlight is that the key profitability indicator, net interest margin, has shown signs of stabilization after years of decline; the pressure is that performance is under pressure with negative revenue growth. The financial reports from these two banks send a signal to the market that the fundamentals of the banking industry are showing signs of “bottoming out and stabilizing.” Market analysts predict that this year, driven by the stabilization of interest margins and the cultivation of new growth drivers, bank operations will exhibit new features of “accelerated growth and optimized structure,” with industry prosperity expected to marginally improve. (Shanghai Securities News)