Financial companies are successively deploying thematic wealth management products, with Bank of China Wealth Management launching "carbon reduction" products last week

Wealth management companies continue to innovate with themed financial products, and new products were launched again last week.

According to data from Tonghuashun, from March 9, 2026, to March 15, 2026, the bank wealth management market issued a total of 1,176 new RMB wealth management products (excluding shares), a decrease of 54 compared to the previous week. Based on the operation mode, there are 890 closed-end products and 286 open-end products.

In terms of issuing institutions, wealth management subsidiaries remain the main players in the current bank wealth management market. Last week, 31 wealth management companies issued a total of 1,048 products, accounting for over 89%. Among them, Xingyin Wealth Management issued the most new products, totaling 102, followed by Xinyin Wealth Management and Ningyin Wealth Management, with 89 and 80 products respectively. Additionally, 60 banks issued 173 wealth management products, with Tianjin Rural Commercial Bank issuing the most at 8 new products, followed by Fuyang Rural Commercial Bank and Zhongyuan Bank, each with 6 products.

Regarding investment nature, of the 1,176 new products issued last week, 1,161 were fixed-income products, accounting for nearly 99%, mainly investing in interbank certificates of deposit, bank deposits, bonds, and other fixed-income assets. The remaining 15 products were hybrid, primarily investing in deposits, bonds, and other fixed-income assets, as well as equity assets such as stocks and equity-based public funds, and other assets compliant with regulatory requirements, with each asset class constituting less than 80%.

Data shows that last week, some wealth management companies launched themed new products. According to Bank of China Wealth Management, on March 12, the company launched a “Carbon Reduction” themed product—(Qingshan) ESG Premium Fixed Income Enhanced 3-Month Holding Period A. This product is based on ESG principles, selecting carbon reduction entities, and using positive screening and other investment strategies to support sustainable development of enterprises, promoting green, low-carbon, and circular economy development.

Bank of China Wealth Management explained that the product explores the introduction of professional institutions to calculate the carbon reduction of investment portfolios and will disclose carbon reduction progress as appropriate, gradually promoting investment to reduce carbon emissions.

Additionally, ICBC Wealth Management and China Merchants Bank Wealth Management also launched ESG-themed products. ICBC Wealth Management issued the Xin De Li ESG Preferred Target Profit Strategy Fixed Income Closed-End Product (26GS2684) from March 12 to March 18, mainly investing in debt assets, exploring fixed-income market opportunities, and employing multi-strategy management including duration, leverage, ESG, and arbitrage strategies to ensure steady investment and risk control.

China Merchants Bank Wealth Management issued the Zhaorui Profit Increase Select Fixed Open (ESG Technology) No. 10, a fixed income product, from March 10 to March 19. It mainly invests in fixed income assets and, to promote sustainable development and support technological innovation, prioritizes investments in assets aligned with ESG principles or related to the technology sector.

It is noteworthy that Xingyin Wealth Management continues to develop themed products. Its technology-themed product—Xingyin Wealth Management Prosperity Technology Growth, with a minimum holding period of 3 months—recently surpassed 100 billion yuan in scale. Since its establishment on February 7, 2025, Xingyin Wealth Management has seized structural opportunities brought by technological industry development and innovation, achieving an annualized return of 10.528%.

According to Xingyin Wealth Management, thematic investing is an investment approach based on macroeconomic trends, social development dynamics, and industry transformation, constructing investment portfolios around specific themes. It relies on multi-asset, multi-strategy asset allocation capabilities to avoid single-asset and single-strategy market risks, aiming to deliver steady investment returns. The equity portion of the Xingdong Technology Growth wealth management product focuses on high-growth technology sectors, mainly investing in industries and companies with technological attributes, strong growth potential, and core competitiveness.

Editor: Qian Xiaorui, Wang Xinyu

(Compiled from Tonghuashun, Bank of China Wealth Management, China Merchants Bank Wealth Management, ICBC Wealth Management, Xingyin Wealth Management)

(Edited by: Qian Xiaorui)

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