House Republican Congressman Frank Hill has proposed that the Senate adopt the Clarity Act, which has already been passed by the House, to resolve the stablecoin yield dispute— a key obstacle in cryptocurrency regulation. The GENIUS Act prohibits issuers from directly charging interest but allows third-party rewards, sparking controversy between banks (worried about deposit losses) and crypto companies (advocating for innovation). As negotiations led by the White House are ongoing, the Office of the Comptroller of the Currency (OCC) has introduced a rebuttable presumption in its implementation plan for the GENIUS Act, opposing certain third-party yield arrangements, which could influence the final outcome.