Inside certain circles, you're seeing 20% stock market returns become the new normal. But here's the disconnect—those gains exist in a bubble. Meanwhile, at the grassroots level, everyday people are facing a completely different economic reality: tighter budgets, volatile employment, rising costs. The numbers at the top don't reflect what's happening downstream. When wealth creation becomes this disconnected from on-the-ground economics, it usually signals a widening gap that the market eventually corrects.