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Many people have a natural aversion to money, and this is no coincidence. Deep down, they may be subconsciously avoiding success—because they understand that they are not yet ready to bear that responsibility. When you hear others say "I'm just lucky," don't believe it. Luck is never random; there are two types: one is blindly gambling, and the other is intelligently creating opportunities. The former relies on luck, while the latter relies on systems. Wealth accumulation is not linear but occurs in jumps and stages. Those who seem to "get rich overnight" are actually the result of years of preparation culminating in a burst of success. So the issue is not whether you have enough luck, but whether you are truly prepared to seize opportunities.