2026-01-19 19:40:54

Holding stablecoins but not earning any returns? That's a missed opportunity.

Idle USDT and SOL sitting in your wallet can only watch inflation eat away at your purchasing power. The yield rates offered by different platforms vary greatly—some financial products offer new users an extreme bonus of 288.88% APY, and regular stablecoin deposits can also reliably earn around 15% APY in annualized returns.

Imagine putting $10,000 aside for a year—what's the difference between 288% and 0%? Besides cognitive differences, it's about execution. Many people miss out on high yields simply because they don't regularly check the interest rate mechanisms across different platforms.

USDT and SOL deposit yields are becoming standard for passive income. The key is to find reliable platforms, compare actual annualized yields, and not be fooled by marketing figures. Laziness leads to bankruptcy; choosing the right tools is the way to win passively.

SOL-0.17%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

11 Likes

Reward
11
7
Repost
Share

Comment

0/400

AllTalkLongTrader

· 7h ago

Is this the same kind of deposit yield scheme again, 288%? I’ve never seen anything so outrageous; it feels like all just new users getting chopped up. Storing money in a wallet really isn’t meaningful, but how do you find a truly reliable platform? Lazy people won’t go bankrupt; choosing the wrong platform will. These days, who still trusts APY numbers? Getting a stable 15% payout is already pretty good. By the way, are you really engaging in risk hedging, or are you just pure gambling on a single platform?

View OriginalReply0

AirdropChaser

· 7h ago

288%? I really don't understand the numbers, it feels more exaggerated than shitcoins. Can USDT make money just by lying around? Why do I keep getting cut? The big shots are really relaxed. I'm still researching which platform isn't a scam.

View OriginalReply0

SillyWhale

· 7h ago

288% APY? This number looks like a marketing gimmick. I still believe in the stable slightly over 15%. Winning passively isn't that simple; you need to consider platform risks. Huh, does anyone really just leave their coins in the wallet untouched? No wonder they say it's a waste of opportunity. Regularly checking platform interest rates is indeed necessary, but choosing the wrong platform can lead to quick losses. I trust steady and reliable returns more; don't be fooled by extreme offers. Storing coins to earn interest sounds good, but the key is to find truly reliable ones.

View OriginalReply0

FOMOrektGuy

· 7h ago

Is 288% APY real? I haven't seen it before... USDT just sitting there, but these numbers are too outrageous. 15% is more reasonable, but still need to keep an eye on it, as many platforms have run away. Laziness is real laziness, but I'm more afraid of getting cut...

View OriginalReply0

PancakeFlippa

· 7h ago

288% APY? That's an outrageous number, can you believe it? Wait, let's have a serious talk. Earning money just by holding stablecoins is indeed attractive, but the prerequisite is being able to withstand platform crashes... I've also let USDT sit idle in my wallet, only to realize later that it was really a waste. However, I still feel a bit skeptical about those ultra-promotional products.

View OriginalReply0

GateUser-4745f9ce

· 7h ago

Is 288% APY a scam? Who dares to believe it? --- Putting money in and earning passively, but it all feels like a scam to harvest new investors... --- I just want to know, what happens if these high-yield platforms run away? --- Being lazy can indeed lead to bankruptcy, but paying the IQ tax is even more expensive haha --- Stablecoins earning interest is really attractive, but I just can't find a reliable one --- Staring at different platform interest rates every day? Bro, do you think I'm a idle person? --- The problem is, which platform won't crash? Tell me about it --- Just listen to the "lying down and winning" stories, in reality, does such a thing exist?

View OriginalReply0

GasFeeDodger

· 7h ago

288% that number sounds outrageous, there must be a catch Speaking of USDT, it's really a loss to leave it idle Reliable platforms are hard to find, I better be cautious Lying and winning? Let's first protect the principal before talking Inflation is indeed unbeatable, just leaving it there is like giving away money

View OriginalReply0