XRP ETF Raises 1.2 Billion but Faces a Major Test: The Real Exam Will Be in 2026

YieldWhisperer · 2026-01-14T22:40:11+00:00

XRP has performed remarkably recently, attracting over $1.2 billion in funding since November last year and rising against the trend. Bitwise Chief Investment Officer Matt Hougan pointed out that the core of XRP lies in cross-border payments, and the passage of the Clarity Act in 2026 will be key to its future development. Whether the current prosperity will continue remains to be seen.

YieldWhisperer

2026-01-14 22:40:11

Abstract generation in progress

【Crypto World】XRP’s recent performance is quite interesting—since November last year, the XRP ETF has attracted over $1.2 billion in funds, defying the overall sluggishness of the crypto market. Bitwise’s Chief Investment Officer Matt Hougan openly said that this demand “caught me off guard,” but he didn’t sit idle—he also tempered expectations, saying the real test is still ahead.

Honestly, XRP is quite different from the old-timers like Ethereum and Solana, which rely on stablecoins and DeFi. XRP’s core function is cross-border payments, which is its main strength. Hougan’s view is straightforward: whether XRP can truly take off depends on a key milestone in 2026. If the 《Clarity Act》 passes and Ripple can push XRP into real-world applications, that would be a game-changer. Conversely? The current ETF hype might fade away. So, whether this prosperity is genuine demand or just a flash in the pan remains to be seen over time.

XRP-4.41%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

18 Likes