Many people just hold their coins and wait, hoping that the market makers will pump the price, but they never consider how to gradually reduce their cost during the holding period. In fact, there is a logic that most people overlook——rather than stubbornly holding, it’s better to let the assets circulate, turning one coin into three times its value.

Recently, I’ve been thinking about a set of combined strategies that I feel are worth breaking down. The core idea is to use DeFi protocols for leverage, stacking multiple yield layers, ultimately achieving not only catching the main upward wave but also continuously generating cash flow.

**Layer 1: Staking for Income**

Exchange 50 BNB through a staking protocol for interest-bearing BNB tokens, directly earning POS annualized yield (about 2-3%), which is the basic layer. The key is that this token itself will also appreciate in value, effectively making the asset sleep and grow.

**Layer 2: New Coin Rights**

Use the token to participate in new coin launch rights and exchange, which historically sometimes yields far more than staking returns, serving as an invisible high-yield opportunity.

**Layer 3: Leveraged Lending**

Use the interest-bearing tokens as collateral to borrow stablecoins at a safety margin of 50%. For example, with BNB tokens worth around $45,000, you can borrow approximately 22,000 stablecoins.

**Layer 4: Stablecoin Appreciation**

What to do with the borrowed stablecoins? There are several options:

One is to participate in a leading exchange’s wealth management activities, which currently offer annualized yields of around 20%—this is where the interest is most profitable.

Another is to provide trading pairs in liquidity mining markets to earn trading fees plus protocol token rewards.

**Closing the Yield Loop**

Roughly calculating, the combined annualized yield from staking, new coin rights, and stablecoin wealth management, minus borrowing costs, can reach double digits. The most satisfying part is that BNB remains in your account, so you can still ride the wave when the main upward trend arrives.

The underlying logic of this strategy is——by making good use of various layers of DeFi protocols, allowing the same assets to circulate across different stages, each generating income, ultimately completely offsetting the time cost of holding.