Recently, some people said that Walmart has started accepting cryptocurrency payments, but this has been distorted. The truth is: the OnePay app launched by Walmart's fintech company only adds cryptocurrency buying and selling features to facilitate user transactions, but this is very different from Walmart stores directly accepting crypto payments at checkout.

Why is there such a big difference? Simply put, it's a risk issue. Everyone knows that cryptocurrency assets have been extremely volatile in the past two years—today's price might be stable, but tomorrow it could drop by 20%. If retailers actually use this as a daily payment tool, they would face a bunch of problems—price fluctuations at checkout could directly damage financial statements, and inventory valuation would be a nightmare. Such operational risks are something no publicly listed company dares to truly bear. So, it's fine for OnePay to do crypto-to-crypto trading, but expecting Walmart to accept crypto payments? That's still wishful thinking for now.