Many people may never save up 1 million in their lifetime.

Houses and cars are standard for every family. Although housing prices have dropped recently,

a newly built multi-story apartment in the city costs around 13,500 yuan per square meter. Buying a 100-square-meter house would cost at least 1.35 million yuan, not including decoration.

Buying a car also costs around 100,000 to 200,000 yuan, averaging about 150,000 yuan. Houses and cars together already total 1.5 million yuan.

Calculating this way, 1 million yuan is not enough even for an average family’s standard, which might seem not much.

But do you know? That seemingly small amount of 1 million yuan is actually something many people can’t save up in their entire lives.

If your monthly savings are less than 3,000 yuan, it’s quite difficult to save 1 million yuan in a lifetime. And that’s assuming you save consistently for decades, every month.

Nowadays, people are often misled by online stories of net worth reaching hundreds of thousands or millions. Yes, some have it, but that’s a minority. In reality, ordinary people work hard and struggle just to save enough for their children’s down payments or wedding expenses, which is already very difficult.

So everyone must recognize the reality: save your own money steadily. No matter how wealthy others are, it has nothing to do with you. The less you save each month, the more it belongs to your own pocket.