A shift's happening in private markets. Stone Point Capital is quietly beta-testing a roughly $1 billion fund—and here's the kicker: they're gearing up to eventually let everyday wealthy individuals get in on the action. Smaller firms are watching the big players rake in gains from the multitrillion-dollar retail market and thinking, "Why not us?" It's the classic playbook: democratize access, capture flows. Whether this actually moves the needle or stays niche remains to be seen, but the trend is clear—private wealth is no longer the exclusive club it used to be.