The 8 Best Investment Brokers for Beginners in 2025

Updated on 10/05/2025

We are finding an increasingly diverse market in the search for ideal brokers for beginners. Many options. From traditional giants to innovative fintechs. It seems that choosing where to keep your money has become more complicated, but also more interesting.

Here is our selection. These are brokers that stand out in different ways - user-friendly interfaces, a variety of investments, robust security. You decide.

The Market in 2025

Brazil already has more than 21 million active investors according to B3. Impressive.

Some trends are noteworthy:

• Financial education: 75% of users use platforms with educational content.
• Lower fees: Digital ones charge up to 85% less than traditional ones.
• More options: global ETFs, sustainable bonds... the menu has grown.

The 8 Best Brokers for Beginners

1. Nubank Investments

The little purple one has become a reference. Nu Invest (, formerly Easynvest), has carved out its space.

• Vision: A digital leader who has significantly expanded their ecosystem.
• Products: CDB 215% of the CDI, fractional shares. Zero fee on real estate funds.
• Fees: No brokerage fee for orders below R$ 1,200. Pix at no cost.
• Differential: App with intelligent assistant. It's magical how it understands what you want. Simulator for beginner day trading.

2. XP Investimentos

XP remains popular. Strong marketing, constant modernization. It's not the cheapest, but it has kind of become the market standard.

• Vision: Giant with 7.1 million customers and international partnerships.
• Products: Access to 14 exchanges worldwide, personalized pension, green bonds.
• Fees: Brokerage starting at R$ 1.80 for Brazilian stocks. ETFs with reduced fees in the first year.
• Differential: XP Pro platform with simulations to practice day trading without risking real money.

3. Toro Investments

Since 2010, now part of Santander. It gained clients due to low costs. Great for beginners.

• Vision: Intuitive interface on the website and in the app.
• Products: Very cool for beginner day traders. Explanatory videos. Easy-to-understand analyses.
• Fees: Basically everything is free. Zero commission for stocks.

4. Rich Investments

• Vision: Part of the XP Group, focuses on automation and tools for day trading.
• Products: Wallets suggested by algorithms. Day trading with fixed fees of R$ 0.90.
• Fees: Zero commission for ETFs and index funds.
• Differential: Rico Radar sends personalized alerts. Very useful.

5. Clear

From the XP group as well. Own operation, super digital. Beginner traders love it.

• Vision: For those looking to spend less and operate easily.
• Products: Fractional shares and special tools for day trading.
• Fees: Zero brokerage on everything. Withdrawal fee: R$ 3.50.
• Differential: Clear Zen Mode. It may seem silly, but it helps a lot. It blocks operations after consecutive losses.

6. BTG Pactual Digital

BTG has expanded significantly. It now serves everyone from conservative to bold.

• Vision: Focus on sustainable investments. Strong financial education.
• Products: Green Treasury (IPCA + 5.8%), neutral carbon REITs and exclusive funds.
• Fees: Zero fees for initial investments below R$ 5,500.
• Differential: BTG Academy with free certification in day trading.

7. Órama

Good for those who want to combine various financial aspects. It even has an income tax calculator.

• Vision: Financial education is the strong point. More than 180 free courses and live mentoring.
• Products: Multi-market funds, LCI/LCA with daily liquidity, day trade platform.
• Fees: Zero initial fees. Performance fee: 9.5% on gains.
• Differential: Órama Start program gives R$ 120 for first investments. Generous, isn't it?

8. MiTrade

Clean and effective interface. Easy access for beginners, with a lot of educational material before investing.

• Vision: Focus on diversification and emerging markets.
• Products: Over 550 assets. Commodities and futures contracts included.
• Fees: Spread starting from 0.02%. Deposit via Pix is free.
• Differential: Simulator to practice day trading without real risk.

Conclusion

Many options, right? Each platform has its charm. It seems difficult to choose the best broker for beginners, especially for those who want to try day trading. See what suits you.

FAQ

1. What is the best broker for beginners in day trading?

Clear and Toro stand out. Educational tools and free simulators make a difference.

2. Can I start investing with little money?

Sure! Nubank and Clear allow you to start with just R$ 50. Perfect for the first steps.