Payments

Gate Card is a digital assets credit card issued by Gate that lets eligible users spend at Visa merchants or withdraw cash at ATMs. Gate Card falls into four official card groups covering 7 cards, and the product page FAQ divides cards into two spending modes, instant spend and prepaid, with the actual mode depending on the card a user holds. Each card carries different conversion fees, FX fees, and spending limits.

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Crypto payment cards are designed to connect digital assets with everyday spending. Instead of withdrawing crypto to a bank account before making a purchase, eligible users can pay online, shop at physical stores, subscribe to digital services, or withdraw cash from supported ATMs through a virtual or physical card.

For Gate’s current Classic and Platinum Cards, the main costs are a 0.9% crypto-to-fiat conversion fee on transactions of at least $2, a 0.4% foreign-exchange fee on non-USD transactions, a 2% ATM withdrawal fee, a $25 replacement-card fee, and a $30 chargeback fee, while virtual and physical issuance, monthly fees, and inactivity fees are currently free. Do note that, Gate Card fees vary by program and region.

Gate Card and Gate Pay both make digital assets more usable, but they solve different payment problems. In a direct Gate Card vs Gate Pay comparison, Gate Card is for individuals who want to spend supported crypto through traditional card networks, while Gate Pay is a broader crypto-payment platform for consumers, merchants, businesses, and institutions that need to send, receive, accept, or manage digital-asset payments.

An eligible Gate Card can be added to Apple Pay or Google Wallet so you can make contactless purchases with your phone or smartwatch instead of carrying the physical card. Once the card is added and verified, you can use it at supported contactless terminals, in participating apps, and at online checkouts that accept Apple Pay or Google Pay.

How to pay with Bitcoin means settling goods, services, or peer transfers with Bitcoin (BTC): either by sending an on-chain transfer to a public address, or by completing scan/checkout flows inside a crypto payment tool. A complete payment usually includes preparing a wallet or account, verifying recipient details, sending BTC, and waiting for block confirmations. If the address or network is wrong, funds are often unrecoverable.

Gate Pay gives merchants a way to accept, manage, convert, refund, and distribute crypto payments without building separate blockchain payment infrastructure from scratch. Instead of integrating individual wallets, networks, currencies, payout systems, and reconciliation tools, businesses can connect to Gate Pay through a merchant account, hosted checkout, QR-code payments, address payments, or APIs.

Gate Card and Gate Pay both connect crypto with real-world payments, but they solve different problems for different users. If you want to make international purchases yourself, Gate Card lets eligible users spend supported crypto or stablecoins at merchants through the Visa or Mastercard network, with conversion handled under the applicable card rules when the transaction is processed.

Enterprise stablecoin payments are creating new options alongside bank payment rails. This article explores SAP Pay, USDC, and EURC, explaining payment routing, onchain settlement, cross-border transactions, and corporate treasury management.

Mainstream crypto cards—often called U cards—connect stablecoins or other digital assets to Visa or Mastercard so balances can be spent online, in stores, or, where supported, at ATMs. Virtual cards favor fast online use; physical cards cover POS and cash access; prepaid models load a spendable balance before each purchase.

USDT0 is an omnichain form of Tether’s USDT that locks USDT on Ethereum and mints an equal amount of USDT0 on supported destination chains via LayerZero’s Omnichain Fungible Token (OFT) standard, so transfers stay 1:1 without per-route bridge liquidity pools.

Stronghold (SHx) is a blockchain infrastructure project focused on digital payments and merchant finance. Built on Stellar and expanded to Ethereum, Solana, and the XRP Ledger, it integrates payment, financing, governance, multichain functionality, and tokenomics. This article provides an in-depth analysis of these components.

Stronghold is payment infrastructure that connects traditional payments, blockchain, and merchant financial services. StrongholdNET supports real-time settlement, Virtual Payment Networks, SHx rewards, and merchant financing.