Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit

To further enhance capital efficiency for institutional clients, lower participation barriers, and support a wider range of trading strategies, Gate has significantly upgraded its Zero-Interest Loan Program. Eligible users can receive up to 10 million USDT in interest-free loan support, helping expand trading scale and drive business growth.

How to Apply?
Contact your account manager, or apply via the link or email mm@gate.com.

I. Exclusive for New Clients (OTC /Unified Account)

Eligible Clients: Clients with a monthly trading volume exceeding $10 million at other exchanges can provide proof of their trading volume over the past 30 days to receive a loan limit upon joining Gate.

Loan Policy:
Within 30 days from the date of the obtaining interest-free loan , if the cumulative trading volume meets the target, clients can enjoy a 60-day interest-free period. Only 10 spots available each month — first come, first served

Interest-free loan limits and trading volume requirements are as follows:

Assessment at Maturity: If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free.

Loan Tier Upgrade Path
1.After the initial loan term, if your trading volume meets the requirement, you may apply for a higher loan tier with a new 30-day trading assessment. If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 30 days, totaling 60 days interest-free.

2.Example 1: Gradual Tier Upgrade

• Client A starts with Tier 1 (200,000 USDT) . If they reach $15 million in 30 days, they get an additional 30 days interest-free.
• Then they apply for Tier 2 (300,000 USDT) — if they reach $30 million in 30 days, another 30 days interest-free is granted.
• Then upgrade to Tier 3 (400,000 USDT) — reaching $60 million within 30 days allows another 30-day extension.
• Repay loan principal after the interest-free period ends.

3.Example 2: Direct Highest Tier Application

• Client B directly applies for Tier 3 (400,000 USDT). If $60 million trading volume is achieved in 30 days, they enjoy an additional 30 days interest-free.
• As this is the highest tier, no further upgrade is available. Repay loan principal after the interest-free period ends

II. Exclusive for Large Amount Loan (OTC /Unified Account)

Eligible Clients: Institutional clients who have completed KYB verification and achieved a 30-day trading volume exceeding $100 million can apply for an interest-free limit of up to 10 million USDT based on your trading volume. Two loan options are available: Unified Account Loan and OTC Loan.

Loan Policy:
Clients who meet the 30-day maker or taker volume requirements for futures or spot trading, as shown below, can apply for the corresponding interest-free loan limit.

Maximum loan Limit: The combined maximum loan limit for spot and futures trading is 10 million USDT

Assessment Cycle:

• Each Calendar month is an assessment cycle.
• Gate reviews trading volumes on the first day of each month.

Assessment Standards:
Clients must meet or exceed the specified monthly trading volume requirements in either spot or futures trading, whether as a maker or taker, to qualify for the corresponding interest-free loan tier. If multiple thresholds are achieved, the account will only enjoy the interest-free benefits applicable to the highest qualified tier, and no additional interest-free benefits will be granted beyond that tier.

Handling of Non-Compliance:
If the required trading volume threshold is not met, interest shall be charged at the agreed rate, and the corresponding principal and interest must be repaid within 3 days after the review result notification is issued (subject to the actual review result email notification).

Late Repayment:
Failure to repay on time will trigger the automatic repayment process. If the account balance is insufficient, forced liquidation may be initiated.

Notes:

1. Unified Account loan funds can only be used for spot leverage trading. OTC loan funds have no market restrictions.
2. All 0-fee trading pairs are excluded from the calculation.
3. New clients cannot participate in the GMMC program simultaneously.
4. All loans under this program require account collateral. Margin ratios and risk control mechanisms follow the Unified Account rules. For details, consult your account manager or visit the doc .
5. The previous Institutional Zero-Interest Loan Program has ended.
6. For further inquiries, contact your account manager or email mm@gate.com.
7. Loan Recall: If you fail to meet the interest-free eligibility requirements for three consecutive months, Gate reserves the right to recall the corresponding institutional loan.
8. Gate reserves the right of final interpretation of the above rules.

Gate Team
May 22, 2026

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