In the first half of 2026, the crypto market remained under pressure, with BTC and ETH declining 33.1% and 47.1%, respectively. Despite the weak market environment, Gate Simple Earn maintained stable assets under management of 1.5–2.0 billion USDT, while GUSD minting yields stabilized. Gate Dual Investment continued to outperform the industry, with its 0-day Dip Sniper strategy delivering an APY of 295%, significantly above the market average of 166%. Gate Stocks' top ten holdings were almost entirely concentrated in global semiconductor and technology companies, with SK Hynix ranking as the largest holding. Throughout the year, Flexible Simple Earn remained the primary source of interest payouts, while Dual Investment continued to provide attractive yield enhancement. Meanwhile, On-Chain Earn has made an increasingly meaningful contribution to overall distributions since 2026.
- Macro Market Environment: The crypto market remained under pressure during the first half of 2026, with BTC and ETH falling 33.1% and 47.1%, respectively, while the total crypto market capitalization declined by approximately 32%. U.S. spot Bitcoin ETFs recorded cumulative net outflows of around US$5.4 billion, reflecting persistently weak market risk appetite. Stablecoin supply, however, remained broadly stable, indicating that capital rotated from risk assets into on-chain U.S. dollar assets, reinforcing demand for wealth management products offering stable returns, high liquidity, and short-duration allocations.
- Performance of Conservative Wealth Products : Gate Simple Earn maintained a stable AUM of 1.5–2.0 billion USDT during the first half of the year. User capital gradually shifted from fixed-term to flexible products, highlighting an increasing preference for liquidity. Meanwhile, GUSD minting yields stabilized after declining alongside broader on-chain yields, with capital remaining primarily concentrated in On-Chain Earn, further strengthening GUSD's role as a core asset for on-chain yield generation and liquidity management.
- Performance of Advanced Wealth Products : BTC Dual Investment exhibited a clear pattern of strong retail preference for Dip Sniper strategies alongside balanced capital allocation between buy-low and sell-high products. Gate Dual Investment maintained its industry-leading competitiveness, with the 0-day Dip Sniper APY reaching 295%, well above the market average of 166%. Gate Quant Funds also continued to deliver stable returns with relatively low drawdowns, led by Interstellar Hedge (USDT), which achieved a cumulative return of 18.7%.
- Gate Stocks Performance : At the beginning of June, portfolio holdings were almost entirely concentrated in U.S. equities. Following the launch of Korean stock trading, Korean equities rapidly increased to account for approximately 75% of total holdings by the end of June, becoming the platform's largest equity allocation. The top ten holdings remained heavily concentrated in global semiconductor and technology leaders, with SK Hynix ranking first by position size.
- Asset Allocation Recommendations : Flexible Simple Earn remained the largest contributor to total interest distributions throughout the year, while Dual Investment continued to provide meaningful yield enhancement. On-Chain Earn has become an increasingly important source of payouts since 2026. Conservative investors may prioritize allocations to Simple Earn and GUSD; balanced investors may gradually increase exposure to Gate Stocks; while growth-oriented investors can combine equity exposure with options-based enhancement strategies to achieve a balance between long-term capital appreciation and income generation.
Discover more details: 2026 Gate Wealth Management Mid-Year Report
Disclaimer
Investing in cryptocurrency markets involves high risk. Users are advised to conduct their own research and fully understand the nature of the assets and products before making any investment decisions. Gate is not responsible for any losses or damages arising from such decisions.
Gate Team
July 23, 2026
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