#余币宝USDT享11%年化 Don’t leave idle funds idle—come to Gate’s Idle Money Treasure & Spare Coins Treasure to manage your assets, activate with one click, and enjoy passive earnings 🔥🔥🔥

The core of this campaign is “meet the net deposit requirement to earn bonus interest”: Idle Money Treasure offers a maximum combined annualized rate of 5%, while Spare Coins Treasure’s 7-day USDT fixed-term product offers a maximum combined annualized rate of 11%.
1. Idle Money Treasure: Maximum annualized rate of 5%
Campaign period: September 28, 2026, 07:00—October 28, 2026, 07:00 (UTC+8). After registering and activating Idle Money Treasure, earn bonus interest based on cumulative net deposits during the campaign:
•Net deposits of at least 10,000 USDT: an additional annualized rate of 1%, for a combined annualized rate of 4%.
•Net deposits of at least 50,000 USDT: an additional annualized rate of 2%, for a combined annualized rate of 5%.
•The maximum principal eligible for bonus interest in both tiers is 50,000 USDT, and the tiers cannot be combined. Net deposits are calculated using BTC, ETH, and USDT, with BTC and ETH converted into USDT. The system verifies eligibility daily and calculates average daily eligible holdings based on hourly snapshots. Bonus interest is automatically distributed to the trading account (spot account) on T+1.
2. Spare Coins Treasure: VIP exclusive, maximum annualized rate of 11% for 7-day fixed-term products
Campaign period: September 28, 2026, 16:00—October 28, 2026, 16:00 (UTC+8).
Available to VIP 3–VIP 14 users. When subscribing to the 7-day USDT fixed-term product, cumulative net deposits during the campaign must reach 100,000 USDT and remain at that level until the order expires.
Only USDT net deposits are counted. The base annualized rate is 3.7%, the additional annualized rate is 7.3%, and the combined annualized rate is 11%; each user can earn bonus interest on a maximum principal of 100,000 USDT, while the excess only earns the base return. Bonus interest will be distributed after expiry and completion of the eligibility review.
3. Key restrictions to note
•Net deposits = cumulative deposits during the campaign − cumulative withdrawals; internal platform transfers do not count as deposits.
•If net deposits are below 100,000 USDT at any snapshot before the fixed-term order expires, the entire order will lose eligibility for the additional interest.•If the requirement is not met when the order is placed, making additional deposits afterward cannot grant the old order eligibility for bonus interest; early redemption is also not eligible for the campaign bonus interest.
•The fixed-term bonus interest quota is determined when the order is placed and released after expiry; the App must be updated to v8.39.0 or above, and the web version can also be used.
Note that 11% is an annualized return, not an 11% return from depositing for 7 days; before participating, carefully check the net deposit threshold, the maximum principal eligible for bonus interest, and whether a withdrawal is required before expiry
•Net deposits of at least 50,000 USDT: an additional annualized rate of 2%, for a combined annualized rate of 5%.