A good friend told me he’s getting back into DeFi and asked me for the BEST farms right now

These are the 3 I’d look at first:
> Re
> 3Jane
> OnRe through Exponent
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Starting with my favorite: @re
They split the capital structure into: reUSD (senior), reUSDe (mezzanine) and the company’s own capital underneath (junior)
That means losses hit the junior capital first, then reUSDe, with reUSD sitting at the top of the stack
Current yield through @pendle_fi is ~15 - 20%, and once you include points it's at 35%+
How to farm:
1) Go to
2) Swap USDC into reUSD or reUSDe
3) Go to Pendle and find the Re pools:
4) Deposit the reUSD/reUSDe there
✅ DONE
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Second is @3janexyz
Here you have USD3 as the senior tranche and sUSD3 as the junior tranche
Personally I’d go for USD3
sUSD3 sits junior with nothing underneath it to absorb losses first, while USD3 has that junior capital below it
Total yield is currently ~20 - 30% when you combine the base yield + token incentives
How to farm:
1) Deposit USDC on Ethereum here:
2) Take the USD3 and deposit it into the Pendle pool:
✅ DONE
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Last one is @onrefinance through @ExponentFinance
The position I like here is srONyc
Again, the reason is the structure
srONyc is the senior side, so there is junior capital underneath it absorbing losses first
Current yield is ~15%, and on top of that you’re farming both OnRe + Exponent points
How to farm:
1) Get ONyc here:
2) Go to Exponent and deposit in the srONyc 10JAN27 pool:
✅ DONE
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All 3 have strong yields, points on top, and are protected by junior tranches.
In my opinion, Re is the best EVM stablecoin farm right now, while OnRe (completely different project by the way) is the best on Solana.