Deposit rate cuts are a market economy's only way to stimulate consumption, open up the internal economic cycle, and effectively facilitate the circulation of funds. In the future, if bank deposits exceed 2 million, corresponding management fees will be charged based on the past Interest Rate for deposits, ensuring that wealth is not hoarded and effectively addressing many social distribution issues. Investing in BTC and other mainstream currencies, or investing in the real economy, contributes value to the intelligent system blockchain technology, and the intelligent system's distributed ledger releases a certain proportion of contribution value for a certain period of time. It also allows consumers to enjoy the benefits brought by the enterprise merchant platform, and the cross-industry alliance redistributes the benefits to consumers through the enterprise merchant platform's universal points. Consumers are also subsidized with points, ultimately leading to Token Economy and shared prosperity.