Futures
Access hundreds of perpetual contracts
CFD
Gold
One platform for global traditional assets
Options
Hot
Trade European-style vanilla options
Unified Account
Maximize your capital efficiency
Demo Trading
Introduction to Futures Trading
Learn the basics of futures trading
Futures Events
Join events to earn rewards
Demo Trading
Use virtual funds to practice risk-free trading
CFD
Stock CFD Derivatives
US Stocks
Access real US stocks and ETFs
HK Stocks
Trade quality Hong Kong-listed stocks
Korean Stocks
SK Hynix
Real Korean stocks and top assets
Stock Futures
High leverage, 24/7 trading
Tokenized Stocks
Backed by real stock assets
IPO Access
Unlock full access to global stock IPOs
GUSD
3.8%
Mint GUSD for Treasury RWA yields
Stocks Activities
Trade Popular Stocks and Unlock Generous Airdrops
Launch
CandyDrop
Collect candies to earn airdrops
Launchpool
Quick staking, earn potential new tokens
HODLer Airdrop
Hold GT and get massive airdrops for free
IPO Access
Unlock full access to global stock IPOs
Alpha Points
Trade on-chain assets and earn airdrops
Futures Points
Earn futures points and claim airdrop rewards
Promotions
AI
Gate AI
Your all-in-one conversational AI partner
Gate AI Bot
Use Gate AI directly in your social App
GateClaw
Gate Blue Lobster, ready to go
Gate for AI Agent
AI infrastructure, Gate MCP, Skills, and CLI
Gate Skills Hub
10K+ Skills
From office tasks to trading, the all-in-one skill hub makes AI even more useful.
#VIPExclusive4%APY
VIP Exclusive 4% APY: Gate's Premium Offer That Makes Your USDT Earn For You
Gate has launched an exclusive offer for its VIP members that delivers up to 4% APY through simple earn fixed-term savings. This offer is reserved solely for VIP members and is designed to help your USDT holdings generate passive income without any active trading. Let us break down every detail of what this offer is, how it works, and how you can take full advantage of it.
What Is APY And What Does 4% Mean
APY stands for Annual Percentage Yield. It tells you how much profit your invested funds will earn over one year, accounting for compound interest. When Gate advertises 4% APY, it means that if you invest 10,000 USDT for a full year, you will earn approximately 400 USDT in profit. If you invest 50,000 USDT, the annual profit reaches 2,000 USDT. And at 100,000 USDT, the figure climbs to 4,000 USDT. This is passive income without placing a single trade, simply by locking your USDT into a fixed-term product.
Why This Offer Is Exclusive To VIP Members Only
Gate's VIP system rewards members who actively trade on the platform or maintain substantial asset balances. To achieve VIP status, you need to either maintain a qualifying trading volume or hold a significant balance. As your VIP level increases, you unlock progressively better benefits including lower trading fees, higher withdrawal limits, priority customer support, and exclusive access to premium products like this 4% APY savings offer. This offer is not available to non-VIP members. This is a strong reason to maintain your VIP status and, if you are not yet VIP, to work toward upgrading.
7-Day And 30-Day Fixed Term Options
Gate's VIP Wealth Hub offers two fixed-term options. The first is a 7-day fixed term offering 3.8% APR. The second is a 30-day fixed term offering 4% APR. In both options, your USDT is locked for the chosen period, and upon completion, your principal plus earned interest is automatically returned to your account.
The 7-day term at 3.8% APR means that on 10,000 USDT, you will earn approximately 7.29 USDT over 7 days. This short-term option suits those who want quicker access to their funds while still earning extra. The 30-day term at 4% APR means that on 10,000 USDT, you will earn approximately 32.88 USDT over the month. This delivers a higher return because you commit your funds for a longer period. This option is ideal for those who do not need immediate liquidity and want to maximize their returns.
Real Examples To Understand The Power Of 4% APY
If you invest 5,000 USDT in the 30-day term at 4% APR, you earn approximately 16.44 USDT in one month. Renewing monthly at the same rate would yield approximately 197.26 USDT over a full year, nearly 200 USDT earned entirely passively.
If you invest 25,000 USDT in the 30-day term, you earn approximately 82.19 USDT per month. Over a full year, this reaches approximately 986.30 USDT. Simply investing your USDT smartly delivers this return.
If you invest 100,000 USDT in the 30-day term, the monthly profit becomes approximately 328.77 USDT. Over a full year, this reaches 3,945.21 USDT, nearly 4,000 USDT in passive income without any extra effort.
The 7-day term also delivers meaningful returns. At 3.8% APR on 50,000 USDT, you earn approximately 36.44 USDT over 7 days. Renewing weekly could yield approximately 1,900 USDT annually.
Comperision With Bank Savings
Traditional bank savings accounts currently offer interest rates between 0.5% and 2%. Gate's 4% APY offer is double or even triple the bank rates. On 10,000 USDT, a bank at 1% gives 100 USDT per year while Gate gives 400 USDT. That is a difference of 300 USDT in just one year. On 50,000 USDT, a bank gives 500 USDT per year while Gate gives 2,000 USDT. That is 1,500 USDT in extra profit simply by making a smarter choice.
How To Participate
Open the Gate app or website and navigate to the Simple Earn section. You will find the VIP Wealth Hub option there. Select the USDT Fixed-Term product. Choose between the 7-day or 30-day term based on your needs. Enter the subscription amount. Confirm the subscription and you are done. Your USDT will be locked and interest will accrue daily. When the term ends, your principal plus interest will automatically be returned to your account.
Limited Quota: Act Quickly
This offer is available on a limited quota basis and is distributed on a first-come, first-served basis. Once the quota is exhausted, the product reverts to standard rates or becomes temporarily unavailable. If you are a VIP member and the offer is currently available, act promptly. Delaying could mean missing the enhanced rate and having to settle for the regular rate which is significantly lower.
Rules And Important Points
Using multiple accounts or sub-accounts to participate is strictly prohibited. If detected, you will be immediately disqualified. This product is not available to users in the UK and certain restricted regions. Review Gate's User Agreement to confirm your eligibility. Only invest amounts you can afford to lock for the fixed term without financial difficulty.
Gate's VIP Exclusive 4% APY offer is a genuine opportunity for VIP members to generate meaningful passive income from their USDT holdings. The offer is significantly better than bank rates, competitive within the crypto market, and reserved exclusively for VIP members. Due to the limited quota, acting quickly is essential. If you are already a VIP member, go to the Simple Earn section and subscribe now. If you are not yet VIP, increase your trading volume or maintain a qualifying balance to achieve VIP status so you can take advantage of this exclusive offer.
@Gate_Square