Artificial intelligence is driving retail investor automation: AI is moving from stock-picking assistants to intelligent investment advisors

PANews July 29, according to CNBC, with the rapid development of artificial intelligence technology, retail investing is gradually moving toward automation. An increasing number of investors have begun using OpenAI’s ChatGPT and Anthropic’s Claude for stock research, building personalized trading systems, automatically monitoring investment portfolios, rebalancing assets, executing tax-loss harvesting strategies, and carrying out trade plans according to investment goals.

Analysts say AI-driven automated investment tools are gradually approaching mainstream use, but their large-scale adoption still faces challenges. Market concerns include potential impacts on broker business models and the risks arising from enabling software to understand an individual’s financial goals and autonomously execute investment decisions. Industry insiders believe AI could become an important infrastructure for retail investing, but how to ensure algorithm decisions are transparent and aligned with users’ risk preferences remains an issue that regulators and the industry need to address.