#GUSDYieldRisesto3.8%

#GUSDYieldRisesto3.8%

A NEW CHAPTER FOR STABLECOIN YIELDS

Gate has enhanced the earning potential of its GUSD stablecoin by increasing the annual percentage yield to 3.8% APY. The upgraded rate applies to the GUSD Flexible Treasury Bill product, giving users a combination of stable returns, real-world asset exposure, and the flexibility needed for active digital asset management.

HOW GUSD GENERATES RETURNS

GUSD is a principal-protected flexible wealth management product developed by Gate. Its yield is supported by multiple sources, including Gate ecosystem revenue, treasury bill-backed real-world assets (RWAs), and carefully selected high-quality stablecoin yield strategies. Unlike many crypto lending products that experience frequent rate swings, GUSD's return is linked to treasury-based yields, allowing adjustments to occur gradually on a monthly basis rather than fluctuating daily.

SIMPLE MINTING AND DAILY REWARDS

Users can create GUSD by depositing USDT, USDC, or USD1 at a 1:1 conversion ratio. Yield accumulation begins on the second day after minting, while earnings are distributed every day before 20:00 (UTC+8) directly into eligible Spot or Unified Accounts. Every GUSD balance automatically earns interest, whether it is simply held, used as collateral, or allocated to supported platform services.

LIMITED-TIME BONUS FOR NEW USERS

To encourage first-time participation, Gate has introduced a promotional campaign for eligible users. Anyone who had never held GUSD or joined a GUSD earning product before July 22, 2026, can receive a temporary 100% APY during the promotional period running from July 27 to August 4, 2026. This special offer is designed to introduce new participants to the product while providing significantly enhanced short-term returns.

DOUBLE YIELD OPPORTUNITIES

One of GUSD's strongest advantages is its ability to generate layered returns. When GUSD is used in supported products such as Launchpool, Pre-IPOs, and other qualifying wealth management programs, users may earn both the product's reward and the standard 3.8% GUSD yield at the same time. This dual-earning mechanism improves capital efficiency, although different earning rules apply to products such as YuBao and dual-currency investments.

FLEXIBLE ACCESS TO FUNDS

Liquidity remains a key feature of the GUSD ecosystem. Users can redeem their holdings whenever needed through real-time settlement. Within the principal-protected redemption limits of each supported backing asset, funds are exchanged on a 1:1 basis without redemption fees. Quick redemption is generally completed within five minutes, while standard redemption is processed within three days, providing flexibility for both investment and operational use.

HIGH CAPACITY FOR INDIVIDUALS AND INSTITUTIONS

Both individual and institutional users can mint up to 30 million USDT equivalent in GUSD. Beyond earning passive yield, GUSD can also be traded or used as collateral across supported platform features, allowing the same asset to perform multiple functions while continuing to generate its base return.

WHY THE UPDATE MATTERS

The upgraded 3.8% APY strengthens GUSD's position among stable-income products by combining principal protection, treasury-backed yield generation, flexible redemption, and broad platform utility. For users seeking predictable returns with straightforward management, the latest GUSD enhancement provides a practical solution that balances stability, liquidity, and long-term earning potential.

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