#VIPExclusive4%APY

Gate has just boosted its VIP-exclusive fixed-term savings yields for USDT, offering a short-term opportunity to earn higher returns on idle stablecoins. Here’s a clear side-by-side comparison of the two available terms:

Gate has just boosted its VIP-exclusive fixed-term savings yields for USDT, offering a short-term opportunity to earn higher returns on idle stablecoins. Here’s a clear side-by-side comparison of the two available terms:

USDT Savings 30d 4% APY USDT Savings 7d 3.8% APY

Term 30 days 7 days

APY 4% 3.8%

Minimum Deposit — —

Quota Limited Limited

Interest Payout At maturity At maturity

Liquidity Locked 30 days Locked 7 days

Risk Low (stablecoin) Low (stablecoin)

Key Considerations Before Lock-In

1. Yield Reality Check (APY vs. Period Return)

Remember that APY (Annual Percentage Yield) is annualized.

30-Day Return: A 4% APY over 30 days yields approximately 0.328% for the month.

VIP Tier Eligibility

Gate io usually requires users to meet specific criteria to reach VIP status—such as holding minimum amounts of GateToken (GT), maintaining account balances, or hitting monthly spot/futures trading volume thresholds. Make sure your account already qualifies before planning around this rate.

This setup is designed for VIP users who want to maximize yield without taking on market risk. The 30-day lock offers the highest rate at 4% APY, while the 7-day option provides more flexibility at 3.8% APY. Since quotas are limited, allocation is first come, first served — making timing crucial.