We measure wealth wrong. We count money. We should count days.

Money is renewable. You can lose it and make it back. Time isn't. Every day you spend is gone for good. And yet most of us hand over five of our seven days to chase more money than we need, to buy things we have no time to enjoy. That's a terrible trade.
The most common life plan is also the one nobody really thinks through. Tie yourself to a loan. Tie yourself to a house. Tie yourself to a lifestyle. Then call it freedom.
The higher your fixed costs, the less of your own day you actually own. That's math, not philosophy. Even a billionaire isn't automatically free. If his fortune needs his attention every single day, it owns him the same way a boss owns an employee. The only thing that's changed is the size of the numbers.
The richest person I can picture isn't the one with a hundred billion. It's the one who wakes up on a Wednesday and gets to do exactly what he wants.
The rest is just bookkeeping.