Wu said he learned that Franklin Templeton pointed out that with the rise of agentic AI, the resulting massive micro-transactions and machine-to-machine (M2M) payment demand cannot be met by traditional financial infrastructure (such as high fees and credit card networks with slow settlement), while blockchains and cryptocurrencies provide an ideal underlying settlement and delivery layer. The article analyzes that by 2030, the volume of agentic commerce transactions is expected to reach $3 trillion to $5 trillion, accounting for 15% to 25% of US e-commerce sales. Open payment standards such as “x402,” created by Coinbase and transferred to the Linux Foundation, have received support from Visa, Mastercard, Stripe, and major Web3 organizations, enabling software to pay autonomously. Because AI agent transactions are extremely small (about $0.001 per transaction), and require autonomous contract execution, decentralized identity verification, and fully transparent audit trails, blockchain’s high throughput, smart contracts, and the properties of crypto-native assets make it an indispensable infrastructure.

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