#Gt It is recommended to add a GT collateralized lending and borrowing feature to further enhance the utility value of the GT ecosystem.

The suggestion is for Gate to consider gradually including GT within the platform’s collateralized lending and borrowing asset scope, allowing users to use GT as collateral to borrow major stablecoins such as USDT and USDC.

At present, GT’s primary use cases are concentrated in fee discounts, Launchpool, VIP benefits, and similar areas. If collateralized lending and borrowing is added, it can further improve GT capital utilization efficiency and the value of long-term holding, and it can also reduce users’ need to directly sell GT in order to obtain liquidity.

Given the risks of GT price volatility and platform-token correlation, it could first be run as a more conservative pilot approach:

1. Set the initial collateral ratio at 30%—40%;
2. Set borrowing limits for individual accounts as well as for the platform as a whole;
3. Only allow stablecoin borrowing such as USDT and USDC;
4. Dynamically adjust the collateral ratio based on GT liquidity and volatility;
5. In extreme market conditions, increase margin requirements or pause新增 borrowing;
6. First open the test to VIP users or a small number of users, then gradually expand.

As Gate’s core ecosystem token, if GT can support compliant, low-leverage collateralized lending and borrowing, it will help increase real demand for GT, strengthen user stickiness, and can also bring the platform more borrowing interest and financial business revenue.

希望官方能够认真评估这一功能。