The liquidation lines are getting pretty close lately—honestly, I’m a bit panicked. Once the collateral ratio drops below 120%, I start watching the repayment window. It’s not that I’m so tense I can’t sleep, but I feel like I should move any movable assets first, not wait until the alarm goes off to think of an emergency plan.

Over on Layer2, things have been noisy recently—people are comparing TPS, fees, and ecosystem subsidies. It’s lively, but for those of us who “borrow to get by,” we care more about our own line. If the interest-rate curve suddenly steepens, or if the collateral ratio deviates from its historical average, that’s the real signal. I’d rather earn a little less than have the liquidation bot take me away.

Back to the point: when I’m three steps away from the red line, I usually look at one signal first—whether there are any abnormal orders placed near the liquidation price. If there are, I add some margin right away, or repay part of the debt directly. Don’t ask why—ask me again after you’ve taken losses.

That’s it for now. Just keep things stable.