To be honest, these days I’ve been going back and forth between a few L2s. Yes, I save on gas, but every time I use a cross-chain bridge and have to wait those few seconds, it really makes me a bit impatient. Mainnet migration is stable, but when gas jumps up to dozens of USDT out of nowhere, it’s basically a deal-breaker. I still prefer using L2s for everyday small-amount actions—like farming a bit of airdrops or interacting—while leaving larger positions on Mainnet to just sit there. In any case, ordinary people really don’t need to obsess over which chain; just use whichever is cheaper. Even if the experience is a little worse, as long as it doesn’t hurt your wallet, that’s enough.

Recently, I’ve seen people compare RWA and US Treasury yield rates with on-chain yield products, and it feels pretty interesting. Those on-chain annualized returns often come out to double-digit, or even teens and twenties, but when you take a closer look at the underlying liquidity or the lock-up periods, they’re not actually as steady as traditional wealth management. I’m more like an observer who just scrolls through proposals when I’m bored, not a gambler who rushes in purely for APY. That’s about it—no matter how great the story is, it can’t beat whether my own wallet can withstand it.