Bought the hardware wallet too early. Back then I thought it was pretty expensive, but now when I look at the gas fees, they’re not that big a deal. Anyway, with my small position I can’t be bothered to tinker—just use a cold wallet plus any random hot wallet to get by. But once the size goes up, it really makes me uneasy. The multi-sig setup threshold isn’t too bad; it’s just that daily operations are more troublesome. Social recovery is actually pretty appealing, but you still need people to back you up. If one day a friend also loses their private key, that would be awkward.

As for the controversy around the re-staking “Russian dolls” setup, I actually think it’s pretty real: you stack boxes to earn yield, but each layer adds another attack surface. In any case, with my small size I’ll just keep things separated. For larger funds, I’ll consider multi-sig later. For now, that’s it.