Recently, hardware wallets have been sold out in a way that’s honestly ridiculous. It feels like more and more people in the group are also discussing multisig and social recovery. To be frank, I get it—I mean, phishing links are flying around everywhere these days, and security awareness really should be brought up. But honestly, I think this comes down to how big your assets are.

Forget the long-winded stuff. If you’ve only got a few pennies’ worth—just a little money—then a hardware wallet is enough. Don’t go overboard with too many flashy extras; otherwise you might lose it and then you won’t be able to get it back. If your assets are a bit more—say you’re in the six-figure range—then multisig is definitely more secure. But the prerequisite is that you trust the people behind those signing keys; otherwise it’s still all for nothing. Social recovery… I haven’t tried it. It sounds like leaving a way out for “I forgot my password,” but once social engineering attacks increase, that “way out” could also turn into a trap.

Anyway, my stance is: don’t create new risks just to feel secure. As for how to choose specifically, you weigh it yourself. As for me, I’ll keep being my lone wolf—cold wallet plus a small seed phrase. That’s enough.