First the conclusion: in this market phase, if the assets you hold are just a few hundred USDT… honestly, a hot wallet can get by, don’t make things too complicated. But I tried it myself in a round, and honestly feel that: different asset sizes call for totally different protection strategies.

Before, a friend kept boasting that multisig is so steady, so he set up a three-person setup. In the end, initiating a transfer took half a day to get approved. He was so annoyed that he switched back to single-sig.

I think if your assets are above several hundred thousand USDT, it’s more reliable to consider a hardware wallet with a touchscreen; if they’re within a few tens of thousands of USDT, a regular cold wallet plus a mnemonic seed phrase steel plate is enough.

Social recovery? Honestly, unless you have needs like estate planning, don’t touch it—because the recovery process itself can easily expose the mnemonic seed, which is actually less secure.

Lately everyone’s been bringing up the staking unlock and token unlock calendar over and over—people watch one by one for sell-pressure panic. But in reality, choosing tools based on your actual holdings is far more dependable than chasing market anxiety. I bought myself a cheap cold wallet first—the kind that costs a few hundred RMB. It’s been working fine. But for those positions of several tens of thousands of USDT… I’d still recommend not skimping on the hardware wallet.

Because once you lose it one time, you’ll understand what “cheap isn’t good quality” really means. Forget it, that’s it for now. I’ll think about it again and talk later if I remember.