Just woke up and saw a few posts about AI Agents auto-trading. They’re being hyped pretty hard, but when I looked at the security audit section, there wasn’t even a multisig set up. Honestly, the first thought in my head was: how big is your asset base, and what level of protection does it deserve?

Hardware wallets, to be honest, are suitable for those with tens of thousands and up. If you really set up a cold wallet properly, it’s a hassle, but it’s solid. Social recovery sounds cool, but when something really goes wrong, those “friends” you picked might be even harder to deal with than the hackers—I’ve seen too many people lose everything because their trust chain collapses.

Multisig is suitable for teams or individuals with large amounts of capital, but if you’re using it alone, first ask yourself whether you can handle the management costs of coordinating three signing devices.

Anyway, my rules right now are simple: don’t chase, don’t go heavy, and don’t put large amounts of assets at risk to gamble on any on-chain operations. Wallet selection really comes down to your risk preference— the lazier you are about tinkering, the more you should use a hardware wallet. Don’t try to save time by using a hot wallet and then go charging in.