Seeing people in the group arguing again about which is better for hardware wallet multisig or social recovery, there really isn’t a fixed answer. It all depends on how much of your assets you have, and whether you’re willing to put in the effort.

Personally, I’m more of a practical type. If your assets are within a few dozen thousand USDT (or under that scale), then a hardware wallet plus a physical backup of your recovery phrase is the most solid approach—don’t get too fancy. Once you go beyond that amount, single-point risk becomes bigger. At that point, multisig or social recovery can indeed help share the risk. Especially with multisig: even if you lose one signing device, your teammates can still cover it. But multisig has higher gas fees and is more troublesome to operate— not everyone is willing to find someone to co-sign every single transaction. Social recovery is more flexible and fits better if you have more “helpers” at home, but it depends on third-party apps and on-chain smart contracts, which can become a headache if the contract gets tampered with one day.

Recently, the whole issue around privacy coins and mixing has also been quite divisive. Some people think anonymity is a must-have, while others think compliance is the way to go. The same is true for asset security: if you use mixers or privacy tools, you need to pay extra attention to isolating wallet addresses—don’t mix them together and end up being singled out. For me right now, I keep small amounts in a hardware wallet. My priority assets go through multisig, and I leave myself a few backup routes. That’s all.