XRP Reset Code Found: CLARITY Act 2-Week Warning

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Before the next phase of U.S. crypto legislation unfolds, one market commentator believes the coming weeks could be pivotal not only for the industry but also for XRP’s long-term outlook.

The crypto commentator Digital Asset Investor explained why he believes progress on the Clarity Act could become a major catalyst for XRP, while also presenting several AI-generated price forecasts tied to different regulatory outcomes.

Legislative Developments Take Center Stage

In the video attached to his X post, Digital Asset Investor pointed to recent comments from journalist Eleanor Terrett, who said the next two weeks could determine the fate of the Clarity Act as the U.S. Senate remains out of session until July 13.

According to the commentator, Terrett noted that congressional staff, the White House, and industry stakeholders are working to resolve the remaining issues preventing the legislation from reaching a Senate floor vote.

He also referenced a CoinDesk report stating that the White House is meeting with law enforcement groups to address their concerns about the Clarity Act. He added that Senate Majority Leader John Thune has reportedly indicated he could bring the bill to a floor vote in July regardless of whether Democrats are fully prepared to support it.

Commenting on the political landscape, Digital Asset Investor said he expects Democratic lawmakers to ultimately back the legislation because they will be focused on reelection.

Historical XRP Performance and AI Price Forecasts

Turning to XRP’s market outlook, the commentator highlighted historical monthly performance data that he said shows July has consistently been one of XRP’s strongest months. According to him, July has been the token’s most bullish month from 2020 through 2025, leading him to suggest that the coming month could once again prove favorable.

He then explained that he asked several artificial intelligence models to predict XRP’s price if the Clarity Act passes in August. According to the forecasts he presented, Grok projected a bearish range of $1.80 to $2.80, a bullish range of $3.50 to $5.50, and a mega bullish range of $7 to $10 by the end of 2026.

He said Google’s Gemini produced similar bearish and bullish estimates but offered a much higher mega bullish target of $15 to $30.

Digital Asset Investor also shared ChatGPT’s response, which projected a bearish range of $2.50 to $4.00, a bullish target of $6 to $10, and a mega bullish outcome exceeding $15 to $30. Claude, meanwhile, forecast a bearish range of $1.30 to $2.00, a bullish range of $3 to $6, and a mega bullish target of $8 to $15.

Based on those responses, the commentator said he believes XRP is positioned for a “mega bullish” outcome if the Clarity Act becomes law.

Alternative Scenario Without the Clarity Act

Digital Asset Investor also explored a separate scenario inspired by a post from Tony Valentino. The hypothetical assumes that the Clarity Act does not pass. Still, XRP emerges as the only Layer 1 blockchain with regulatory clarity in the United States and becomes the banking settlement layer.

To examine that possibility, he said he again turned to AI for projections. Referencing ChatGPT’s response, he said the model estimated a strong adoption scenario at $8 to $20, an institutional settlement scenario at $20 to $50, and a dominant global settlement scenario between $50 and $150. According to the figures he shared, the most optimistic outcome placed XRP between $150 and $500 by the end of 2026 if it became the primary settlement infrastructure for the financial system.

Supporting that broader thesis, Digital Asset Investor revisited comments previously made by serial entrepreneur and investor Greg Kidd, who described Ripple’s vision as a “universal ledger” capable of representing both traditional and digital forms of value.

The commentator said members of the XRP community have discussed this concept for years, emphasizing that it does not imply a single blockchain but rather a central ledger through which a significant portion of global value could eventually move.

He concluded the presentation by revisiting Ripple CEO Brad Garlinghouse’s past comments that XRP could eventually capture approximately 14% of SWIFT’s transaction flows, using that estimate as part of his broader long-term outlook for the digital asset.

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