1. Stick to Dollar-Cost Averaging

2. Enter the market in batches
3. Keep 30% cash on hand
4. No leverage
5. Don’t borrow money to buy the dip
6. No single position over 20%
7. No sector over 30%
8. Preserve capital first, then profit
9. Set a stop-loss line
10. Take profit and lock it in
11. Don’t chase limit-up stocks
12. Don’t buy unknown assets
13. Don’t touch what you don’t understand
14. Don’t listen to rumors
15. Don’t act impulsively on charts
16. Don’t place orders after midnight
17. Don’t trade while drunk
18. Don’t gamble on earnings reports
19. Don’t bet on reversals
20. Don’t hold losing positions stubbornly
21. Keep six months of living expenses
22. Get insurance first
23. Pay off the mortgage first
24. Set aside children’s education fund separately
25. Don’t touch retirement money
26. Only invest spare cash
27. Rebalance returns
28. Review once a year
29. Add one layer when it drops 10%
30. Cut one layer when it rises 20%
31. Grid trading
32. Buy low, sell high
33. Don’t be greedy for the last penny
34. Don’t catch a falling knife
35. Don’t try to time the bottom
36. Buy slowly on the left side
37. Wait for confirmation on the right side
38. Follow when moving averages are bullish
39. Exit immediately when support breaks
40. Don’t add to losing positions
41. Don’t average down
42. Don’t hold just because you’re in the red
43. Don’t add more just because you’re in profit
44. Don’t compare returns with others
45. Don’t fear missing out
46. Don’t regret selling too early
47. Spend no more than 10 minutes a day watching the market
48. Don’t follow hot sectors blindly
49. Don’t chase star fund managers
50. Don’t buy newly issued funds
51. Use 1/3 to build a position
52. Use 1/3 to add positions
53. Keep remaining 1/3 as reserve
54. Invest on a fixed date each month
55. Double the investment when market drops a lot
56. Halve the investment when market rises a lot
57. Switch to money market funds when returns exceed 15%
58. Pause investments when losses exceed 10%
59. Don’t change the plan on a whim
60. Don’t add positions because of good news
61. Don’t sell all because of bad news
62. Don’t look at short-term rankings
63. Don’t pay attention to intraday fluctuations
64. Don’t read stock forum comments
65. Don’t watch short video stock picks
66. Don’t believe “this time is different”
67. Don’t believe “last chance to get in”
68. Don’t believe “inside information”
69. Don’t believe “guaranteed profit”
70. Don’t lend money to others for stock trading
71. Don’t go all-in before major data releases
72. Don’t go all-in over the weekend
73. Don’t go all-in during long holidays
74. Reduce positions before holidays
75. Lighten positions before meetings
76. Don’t do T+0 trading
77. Don’t sell options
78. Don’t trade futures
79. Don’t touch crypto
80. Don’t invest in P2P
81. Don’t buy structured deposits
82. Don’t buy three-year lock-up funds
83. Don’t buy single-themed funds
84. Don’t buy high-premium ETFs
85. Don’t buy small-cap manipulative stocks
86. Don’t buy ST stocks
87. Keep 20% in bonds
88. Keep 10% in gold
89. Keep 5% in money market funds
90. Keep 5% in cash
91. Stocks and bonds in a 40:60 ratio
92. Rebalance once a year
93. Increase bonds during a market crash
94. Convert to cash during a bull market
95. Stop when sentiment is euphoric
96. Slowly accumulate when sentiment is panicked
97. Always assume you could be wrong
98. Always keep a backup plan
99. Survival is more important than profit
100. There’s always tomorrow, never go all-in today

Finally, a sincere closing remark:
101. Going all-in is not courage, it’s laziness; investing in batches is wisdom and self-discipline.