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Golden Finance reported that on June 30, dozens of financial institutions including Visa, Stripe, Mastercard, BlackRock, and Coinbase are preparing to launch a new stablecoin, OUSD, aimed at building an on-chain dollar infrastructure for institutional-grade payments and settlements.
According to the report, OUSD operates under a consortium model, where participating institutions will share the reserve income generated by the stablecoin and related revenue sharing. This indicates that the stablecoin business model is shifting from being dominated by a single issuer to a revenue distribution system involving payment, asset management, and crypto platforms, which may further accelerate the integration of traditional finance and on-chain payments.