$GT Holding Bitcoin, Ethereum, or USDT but being unable to directly use them to buy a cup of coffee, pay a subscription fee, or complete a cross-border purchase—this is the most familiar predicament for users in the crypto industry. Digital assets are frequently traded on exchanges but rarely enter the daily consumer spending chain.

This situation is changing. The monthly spending volume of crypto payment cards reached between $500 million and $600 million in early 2026, with an annualized run rate exceeding $5 billion. In May 2026, the cumulative monthly transaction volume of crypto payment cards reached approximately $7.8 billion, up about 230% year-over-year. Industry data clearly indicates that crypto assets are shifting from "hold-type assets" to "consumption tools."
Gate Card, as a digital asset Visa card launched by Gate, is attempting to answer a key question: Can crypto assets truly become usable in daily life?